Raju Karri
Author • Banking Professional • Credit Analyst • Educator
Credit Analyst since 2014 in a Public Sector Bank, specialising in Working Capital Finance, MSME Lending, and Practical Banking Operations.
Raju writes simple, practical books on finance, chess, and travel to help students, professionals, and everyday learners grow with real-world knowledge.
Official Author Page • Books • Profile • Contact
About the Author
Raju Karri is an Indian author, banking professional, and finance educator with over a decade of experience in the banking industry. Since 2014, he has served as a Credit Analyst in a Public Sector Bank, specializing in:
- Working Capital Finance
- Credit Assessment & MSME Lending
- Financial & Risk Analysis
- Balance Sheet Interpretation
- Practical Banking Operations
With a passion for making financial knowledge simple and accessible, Raju writes books across finance, strategy, travel, and self-development. His mission is to empower students, professionals, entrepreneurs, and underprivileged learners with practical, real-world knowledge.
Dedicated and disciplined, he spends weekends writing and teaching financial concepts in an engaging and easy-to-understand manner. Outside of work, he enjoys chess, strategic thinking, travel, and continuous self-improvement.
Books by Raju Karri
1. Principles of Working Capital Finance
Category: Finance, Banking, Credit Management
Principles of Working Capital Finance is a practical, beginner-friendly guide designed for bankers, finance students, and MSME entrepreneurs. It explains working capital concepts, assessment methods, and banking procedures in simple language.
The book covers how banks evaluate working capital needs, analyse financial statements, understand risk, and take precautions before sanctioning limits. It bridges the gap between theoretical classroom concepts and real-life banking practice.
2. Secrets of International Chess Champion: A Journey to Mastery
Category: Chess, Strategy, Skill Development
Secrets of International Chess Champion: A Journey to Mastery is a comprehensive guide for chess lovers at all levels. It focuses on building strong fundamentals in openings, tactics, middle-game planning, and endgame strategy.
Written in a clear, step-by-step manner, it helps readers think like a tournament player, avoid common mistakes, and gradually improve their game with practical ideas and patterns.
3. New York Travel Guide
Category: Travel, City Guide, Exploration
New York Travel Guide is a simple and structured guide to exploring New York City. It covers important attractions, local culture, suggested experiences, and practical details such as timings and visit tips.
The guide is suitable for first-time travellers as well as repeat visitors who want a clear, easy-to-follow plan to experience the city in a meaningful way.
Writing Style & Areas of Expertise
Raju’s writing style is:
- Simple & Clear
- Practical & Real-Life Based
- Conversational
- Beginner-Friendly
- Highly Actionable
His books benefit:
- Banking & finance students
- MSME entrepreneurs
- Investors & beginners
- Travellers
- Chess enthusiasts
- Lifelong learners
Key areas of expertise:
- Banking & Credit
- Working Capital Finance
- MSME Lending
- Investment Basics & Financial Literacy
- Travel Exploration
- Chess Strategy
- Personal Development
Contact & Connect
Email: rajunani427@gmail.com
Website: rajuonlinemagazine.blogspot.com
Amazon Author Page: KARRI RAJU on Amazon
LinkedIn: LinkedIn Profile
Brand Statement: “Raju Karri empowers learners with simple, practical knowledge in banking, finance, strategy, and personal growth.”
